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This any big Wall Street insurance company. They advertise on TV incessantly. We don't think the broker was in order to get him. The broker probably thought they were doing an excellent job, mainly because had been trained via brokerage tough. But the brokerage firm - shame to them! They knew and understood what was going on. They made money at least twice. They provided money underwriting (selling) the stock, creating the preferred stock offering for the businesses. Then they made money again once they sold the stock for this 86 year old lady. They put their firm's interests prior their consumerrrrs. And now she is make payment on price.