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Rarely. While it is much wise to have your personal will, dying without a will isn't fatal (Ouch. I'm sorry about that pun). It is called dying "intestate." The states have enacted statutes that apportion an estate among predesignated classes of beneficiaries when there isn't a will. For example, the laws of intestacy in California provide that each and every person dies without a will their own personal estate (his or her separate property or community property share) will be split 50% - 50% between the children then living and the surviving other half.
Planning for death is Retirement income strategies to ensure lifelong financial security part of estate planning. On top of a will, it is absolutely important to get a durable power of attorney with regards to your finances even a health care power of attorney for medical related decisions.
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